Using your credit card for online shopping

Online shopping credit cards reward you for making purchases related to shopping online. Rewards usually consist of cash rebates or air miles. The best online shopping credit cards are the ones that reward you the highest in the shopping category.

How does online shopping credit card work?
The use of an online shopping credit card provides users with a secure way to pay for their online purchases. Most websites have the same steps for making an online purchase. Check that the website you’re on is secure before entering your credit card details at the checkout page. Once you confirm payment, a final approval is usually needed via an additional security check. Examples include 3DS or a 2FA on your mobile phone. Your purchase is completed and finalised once it is confirmed to be secure. You should keep a copy of your payment confirmation slip for your reference.

What merchants are eligible for online shopping credit card offers?
It depends on the card you use. Some merchants offer exclusive offers to cardholders that would make your rewards per dollar spent more worthwhile. Some cards are also not allowed on certain merchant sites so please check that they are supported before making any purchases.

How to get onlines shopping rewards? 
Be sure you understand the rewards system for your cards so that you can fulfill the requirements. Some cards operate on a tiered reward basis where you have to hit minimum spending amounts for you to enjoy the rewards. For cards on a flat rate reward system, you simply have to make purchases on your credit card in the correct category. The amount of rewards received increases according to the total amount of your purchases for the month. It is important to note that some cards have a cap on reward limits.