What are the important features of each credit card?

When choosing a credit card, it's important to consider these key features:

• Interest rates: This is the percentage you'll be charged on any outstanding balance. Lower is always better!
• Annual fees: Some cards have an annual fee, while others are free. Weigh the benefits against the cost.
• Rewards programs: Look for a program that aligns with your spending habits and offers rewards you'll actually use.
• Other perks: Many cards offer additional benefits like travel insurance, airport lounge access, and exclusive discounts.

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